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Services

Finova products are MSME oriented & tailor made to suit gamut of industries to maximize business growth for customers

Mortgage loan-Residential /Commercial
  1.  Loan Amount-Rs 3 lacs to 10 lacs
  2.  Repayment tenor-2 years to 7 years
  3.  Interest rate-21% to 25% per annum
  4.  Secured against mortgage over marketable security
  5.  Processing fee-3% + service tax

 

Top up loan
  1. Seasonal & festival loan requirements of Rs 50,000/- to Rs 200000/-
  2. Short seasonal tenor-2 months to 1 year
  3. Interest rate-22% to 26%
  4. Existing loan customers with a good repayment track record can apply after 6 months of taking their primary loan
  5. Secured against the existing assets under the primary loan

 

Requirements
  1. Continuity in business-Min. 3 years in the same line of business
  2. Residence & office stability for 3 years
  3. Financial documents –Last 6 months bank statements .If you don’t have ITR’S then our team will work with you for variety of documentation alternatives